Commercial credits
Flexible commercial credit solutions designed to support business operations, improve cash flow, and finance short- and medium-term needs with competitive terms.
Advance on Discount and Bills of Exchange
Financing solutions that allow businesses to obtain immediate liquidity by discounting bills of exchange and other negotiable instruments, ensuring smooth operational continuity.
Overdraft Facilities & Easy Checkout
Short-term overdraft and easy checkout facilities that help businesses manage temporary cash flow gaps and maintain financial flexibility.
Public Procurement Financing
Dedicated financing solutions to support companies executing public contracts, including pre-financing, execution financing, and payment anticipation.
Guarantees and Endorsements
Issuance of financial guarantees and endorsements to secure contracts, support business commitments, and strengthen credibility with partners and institutions.
Customs Clearance Credit
Specialized credit facilities to finance customs duties, taxes, and import-related expenses, enabling faster clearance of goods and smoother international trade operations.
Agricultural and Livestock Campaign Financing
Tailored financing solutions to support agricultural and livestock campaigns, covering production cycles, input procurement, and operational costs to ensure sustainable growth.
Money Transfer Services
At 3DC Finance, we facilitate secure and efficient financial transactions for our customers through a wide range of trusted money transfer solutions. Through strategic partnerships with leading mobile and international transfer operators, we ensure fast, reliable, and accessible services both locally and internationally.
MTN Mobile Money
3DC Finance is an authorized partner of MTN Mobile Money, enabling subscribers to conveniently perform transactions at our branches. Customers can make cash deposits, withdrawals, and other mobile money transactions securely and efficiently through our service points.
Our partnership ensures seamless integration between mobile wallets and physical branch services, offering flexibility and convenience to our clients.
Orange Money
In collaboration with Orange Cameroon, 3DC Finance provides full access to Orange Money services. This electronic wallet solution allows customers to:
- Â Deposit and withdraw funds
- Transfer money locally
- Conduct various mobile financial transactions
Through this partnership, we provide secure, fast, and accessible digital payment services to our clients.
Wafacash & International Transfers
3DC Finance offers reliable local and international money transfer services through its established network and strategic partnerships.
Locally, customers can transfer funds quickly within our service network.
Internationally, through our partnership with Wafacash Central Africa, customers can send and receive money worldwide via recognized global operators such as:
- MoneyGram
- RIA
- MoneyTrans
- Western Union
- These partnerships allow us to provide fast, secure, and globally connected transfer solutions tailored to meet the needs of individuals and businesses.
At 3DC Finance, we remain committed to delivering trusted, accessible, and efficient financial services that simplify everyday transactions for our customers.
PRODUCTS FOR INDIVIDUALS AND EMPLOYEES
Current Account (the guarantee of results)
A current account, also known as a demand deposit account, is a bank account for legal entities used for commercial and financial transactions. It can handle both incoming and outgoing transactions. Its operation is simple and well-suited to business.
Advantages:
- Supporting businesses through tailored financing solutions;
- Facilitating payment methods through the issuance of checkbooks;
- Ability to access and perform account transactions from anywhere via Internet Banking (C-Online);
- Real-time SMS notification of account activity (C-Mobile: SMS Banking).
Savings Account
A savings account allows you to save and grow your money. It offers the advantage of being available at any time. It can also serve as start-up capital or initial investment when starting a business or undertaking a project.
Opening requirements:
- Minimum deposit upon opening: FCFA 25,000
- 01 Copy of the valid national identity card for nationals;
- 01 Copy of the residence permit for foreigners;
- 01 Geographic location plan of the home
- A copy of the electricity or water bill;
- 02 Photos 4 x 4 colour;
- 01 proof of profession or income.
- Unique identifier number
Benefits :
- This account entitles you to a CIB (Bank Identity Card) or a free savings booklet upon opening the account;
- This account generates annual interest payments.
Checking account
It allows individuals to secure their income (civil servants, government employees, employees of semi-public and private sector companies, and pensioners). It facilitates the management of finances for professionals, associations, and rotating savings and credit associations (tontines). Any self-employed individual wishing to open a checking account can become an account holder. It also provides access to online banking services (C-Online & C-Mobile), checkbooks, and C-Secur.
ASSOCIATION ACCOUNT
Opening a dedicated account for the association allows for the management of income and expenses through activity tracking. This makes it easier to monitor the association’s operations and activities. It also provides an effective solution for obtaining grants. (
Opening conditions apply)
- Photocopies of the signatories’ national identity cards
- 02 photos 4×4 of the Agents
- Certified copy of the association’s internal regulations and statutes
- Minutes of the General Meeting that elected the members of the board
- Membership fee 5000 FCFA
DAILY COLLECTION ACCOUNT
This service allows you to secure your transactions and reduce your cash handling. By using MEC, which collects funds from your company’s premises at a frequency agreed upon between you and us, you optimize your cash management because the funds are quickly deposited into your account.
You benefit from a fully secure service and no longer waste time traveling from your business center.
Opening conditions
- Photocopy of the national identity card;
- Location map;
- Daily collection log
PRODUCTS FOR BUSINESSES
BORROWER MAN
Advantages